“Can a Cassava-backed African super-app become the cross-border payments and stablecoin rail for the African diaspora?”
Sasai Fintech is a Cassava Technologies business operating a super-app and Payments-as-a-Service infrastructure across Africa. It launched as a consumer super-app combining chat, social, and payments, and has evolved toward enterprise/B2B distribution — offering white-labelled super-app, remittance-as-a-service, and payments infrastructure to banks, telcos, and merchants. Recent moves (Western Union co-branded remittance app, Circle USDC partnership) emphasize cross-border money movement and stablecoin rails for the African diaspora.
Sasai Fintech processes payments through Sasai Payments-as-a-Service (self-operated).
Sasai Fintech uses Western Union and Sasai Remittance-as-a-Service (self-operated) for FX and cross-border payouts.
Sasai Fintech's crypto products run on Circle.
The Embedded Finance Index 2026 maps 3 layers in Sasai Fintech's stack: Payments / PSP (Sasai Payments-as-a-Service (self-operated)); FX & payouts (Western Union and Sasai Remittance-as-a-Service (self-operated)); Crypto (Circle).
Get a read on where your own stack stands against Sasai Fintech and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.