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← Embedded Finance Index 2026

Recharge Payments

“Can a subscription management platform become the financial operating layer for e-commerce merchants by embedding payments, tax compliance, and loyalty into a single recurring-revenue stack?”

Founded2014
HQSanta Monica, CA, USA
Total raised$227M
Latest roundSeries B
IndustryVertical SaaS / E-commerce
The story

Founded in 2014 as Bootstrap Heroes and rebranded to Recharge Payments, the company built its core product as a subscription and recurring billing platform deeply integrated with the Shopify ecosystem. It expanded to BigCommerce and added loyalty, churn prevention, and AI-powered SMS capabilities over time. Recharge has moved beyond pure subscription management toward broader merchant financial tools, integrating multiple payment processors and tax compliance partners, and signals ambitions in fintech-adjacent services.

Last 12 months
—
Product timeline
2014
Founded as Bootstrap Heroes, later rebranded to Recharge Payments, focusing on subscription management for Shopify merchants.· pivot
2021
Raised Series B ($227M), establishing Recharge as a leading subscription management platform for e-commerce.· banking
The stack
2 layers disclosed in Recharge Payments’s embedded-finance stack
Payments / PSP
StripeBraintreeAuthorize.NetPayPal
Accounting
in the full report
Accounting gap: minor
3 more providers across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Recharge Payments — frequently asked

Who is Recharge Payments's payment processor?

Recharge Payments processes payments through Stripe, Braintree, Authorize.Net and PayPal.

Which accounting software does Recharge Payments integrate with?

Recharge Payments integrates with NetSuite, QuickBooks and Sage.

What is Recharge Payments's embedded finance stack?

The Embedded Finance Index 2026 maps 2 layers in Recharge Payments's stack: Payments / PSP (Stripe, Braintree, Authorize.Net and PayPal); Accounting (NetSuite, QuickBooks and Sage).

Where is Recharge Payments headquartered?

Recharge Payments is founded in 2014 and headquartered in Santa Monica, CA, USA.

How much funding has Recharge Payments raised?

Recharge Payments has raised $227M in total (latest round: Series B).

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