“Can a large Central and Eastern European universal bank modernize its multi-market core banking infrastructure fast enough to compete with digital-native challengers?”
Raiffeisen Bank International is one of Austria's largest banks and a leading financial services group in Central and Eastern Europe (CEE), operating across 13 markets. The bank has been investing in digital transformation, most recently partnering with Intellect Design Arena for core banking and digital modernization. RBI's embedded finance strategy is centered on modernizing legacy infrastructure across its multi-market CEE footprint rather than launching standalone fintech products.