“Can a modern restaurant POS platform capture a share of merchant payments economics by embedding Adyen for Platforms as 'Qu Pay'?”
Qu is a restaurant technology company that evolved from a POS vendor into a self-described 'Intelligent Commerce Platform' for multi-unit restaurants, covering POS, kiosk, drive-thru, KDS, menu management, and unified data. The embedded-finance angle is Qu Pay, launched as an Adyen-for-Platforms-based payments offering that lets Qu monetize payments on top of its SaaS. Customers include Jack in the Box, Dave's Hot Chicken, GoTo Foods, and Taco John's.
QU processes payments through Adyen for Platforms and Adyen.
QU uses Adyen for KYC and identity verification.
The Embedded Finance Index 2026 maps 2 layers in QU's stack: Payments / PSP (Adyen for Platforms and Adyen); KYC (Adyen).
QU was founded by Niko Papademetriou and is founded in 2012.
Get a read on where your own stack stands against QU and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.