OrbisPay
“Can a small earned wage access platform win employer adoption by bundling financial wellness with payroll-data-driven credit access for underbanked American workers?”
Founded2019
HQNew York City, New York, United States
IndustryFintech / Earned Wage Access
The story
Founded in 2019, OrbisPay (Orbis Financial Technologies, Inc.) launched as a financial wellness platform enabling employees to access earned wages ahead of payday. The company has positioned itself squarely in the on-demand pay / earned wage access (EWA) niche, helping employers reduce turnover and boost retention. A 2019 blog post signaled ambitions to expand into fair-credit products leveraging payroll data, but the core product remains EWA. The company is small (11 employees as of latest data) and privately held, with no disclosed external funding.
Last 12 months
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Product timeline
2019
Orbis Financial Technologies, Inc. founded as an earned wage access / on-demand pay platform targeting US employers.· banking
2022
Privacy Policy published, indicating active live product with personal and financial data collection including paycheck and debit card information.· banking
2023
Terms of Service updated to March 2023, reflecting ongoing consumer-facing operations under the OrbisPay brand.· banking
The stack
1 layer disclosed in OrbisPay’s embedded-finance stack
Open banking
Accounting gap: minor