Nibank
“Can Nibank build a modern SMB banking platform on Temenos BaaS rails that serves internationally-oriented freelancers and small businesses with multi-currency accounts and real-time FX?”
HQUnknown
IndustryFintech / SMB banking
The story
Nibank appears to be a digital banking platform targeting SMEs, freelancers, and consultants with multi-currency business accounts, real-time FX, and optional API integration. The partnership with Temenos signals a BaaS-oriented infrastructure approach rather than a fully self-built core banking stack. The company's current product focus is international business banking with embedded FX and card products for cross-border operators.
Last 12 months
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The stack
Accounting gap: none