← State of Embedded Finance 2026

Morse

“Can a MiCAR-licensed crypto-asset and cross-border payments app (formerly Sling Money) build a global money movement platform that bridges fiat and crypto rails?”

HQNetherlands (European operations via Avian Labs Netherlands B.V.); US (Avian Labs Inc.)
IndustryFintech / Cross-border payments

The story

Originally launched as Sling Money, the product rebranded to Morse in 2025 under Avian Labs Inc. The platform offers cross-border money movement and crypto-asset services. In Europe, Avian Labs Netherlands B.V. holds MiCAR authorization from the Dutch AFM to provide crypto exchange and transfer services, signaling a pivot toward regulated crypto-embedded payments infrastructure.

Last 12 months

2025-05

Sling Money officially rebranded to Morse; updated Terms of Service published on morsemoney.com noting the name change and confirming MiCAR authorization for Avian Labs Netherlands B.V.

Product timeline

2025

Sling Money rebranded to Morse, operated by Avian Labs Inc., with MiCAR authorization for crypto-asset exchange and transfer services in Europe.· pivot

Regulated entities

Crypto-asset services provider (MiCAR)

EU (Netherlands, AFM)

Avian Labs Netherlands B.V.

The stack

Ledger

Modern Treasury

Accounting gap: none