“Can a European CPMS become the EMI-licensed financial operating system for EV charging?”
Monta was founded in 2020 in Copenhagen as an operating platform for the EV charging ecosystem — serving CPOs, drivers, fleets, and the grid. Over three years it scaled to 600,000+ charge points and 1M+ monthly sessions, and layered increasingly rich embedded-finance functionality (VAT-compliant billing, wallets, multi-PSP settlement, revenue sharing, roaming payouts) on top of its CPMS. The 2024 Series B accelerated a push into the US via Monta Platform Inc. and doubled down on financial-operations as a core module — positioning Monta as an EMI-licensed, real-time settlement layer for EV businesses rather than merely a network monitoring tool.
Monta discloses Monta ApS (in-house) as its banking provider, according to the Embedded Finance Index 2026.
Monta does not disclose a bank charter of its own; its banking services are provided through Monta ApS (in-house).
Monta uses Wise for FX and cross-border payouts.
The Embedded Finance Index 2026 maps 3 layers in Monta's stack: Payments / PSP (Stripe, Adyen and Wise); Banking / BaaS (Monta ApS (in-house)); FX & payouts (Wise).
Monta is founded in 2020 and headquartered in Copenhagen, Denmark.
Monta has raised €130M in total (latest round: Series B, 2024 (€80M)).
Get a read on where your own stack stands against Monta and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.