Moment
“Can a single payment infrastructure platform bridge Africa's digital and cash economies at scale by operating both online checkout and the continent's largest in-person agent network?”
Founded in 2022, Moment set out to solve Africa's fragmented payment landscape by building omni-channel payment infrastructure that works across cash, card, mobile money, EFT, QR, and real-time PayShap rails. Rather than targeting a single vertical, Moment positioned itself as the payment OS for retailers, SaaS platforms, billers, and financial services businesses across South Africa and Nigeria. The company's key differentiator is its 300,000+ in-person agent and spaza shop network, bridging the gap between digital commerce and Africa's large cash-dependent population.