“Can a data-driven, inclusive tenant-screening platform replace traditional credit scoring as the standard for affordable housing rental applications?”
Matrix Rental Solutions was founded in 2021 to replace traditional credit-score-based rental screening with a more inclusive 'ability to pay' model using real-time financial data, targeting the affordable housing sector. By integrating with MX for financial data aggregation, the platform provides property managers with a richer financial profile of prospective tenants — including assets, income, and rental history — addressing bias against minorities, immigrants, and younger renters who lack long credit histories.