manager.one
“Can a French licensed bank become the embedded card-issuing infrastructure for European B2B platforms?”
Founded2016
HQParis, France
Total raised$5.4M
IndustryFintech / SMB banking
The story
Founded 2016 in Paris as an online business bank targeting French entrepreneurs, SMEs, liberal professions and associations, operating under the license of Banque d'Escompte S.A. Migrated its card program to Marqeta (issuer-processor) and IDEMIA (physical card manufacturing) and became a Visa principal member, enabling virtual card issuance and modern card controls. Has since extended its infrastructure outward as a card-as-a-service offering for other B2B platforms.
Last 12 months
—
Product timeline
0
Partnered with Marqeta and IDEMIA to launch Visa virtual and physical corporate cards; secured Visa principal membership.· card
0
Launched card-as-a-service B2B card issuing program for third-party platforms.· card
2016
Founded in Paris as 'first online bank for entrepreneurs' in France, operating under Banque d'Escompte S.A.· banking
Regulated entities
2
regulatory licences held by manager.one
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
5 layers disclosed in manager.one’s embedded-finance stack
Payments / PSP
manager.one (self-operated)
Money movement
in the full report
Banking / BaaS
in the full report
Card issuing
in the full report
Card network
in the full report
Accounting gap: significant
4 more providers across 4 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.