“Can Germany's leading SMB accounting tool become the financial OS for Freiberufler by embedding banking, e-invoicing, and tax compliance into one product?”
lexoffice is the cloud SMB accounting product of the Haufe Group / Lexware brand, which has sold German business software since 1989. The product evolved from pure invoicing/bookkeeping into an embedded-finance hub for German freelancers and SMBs, adding an integrated business bank account with Solarisbank and Visa in late 2023 and rebranding to 'Lexware Office' to anchor the broader product family.
Lexoffice discloses Solarisbank as its banking provider, according to the Embedded Finance Index 2026.
Lexoffice does not disclose a bank charter of its own; its banking services are provided through Solarisbank.
Lexoffice's cards are issued through Solarisbank.
Lexoffice integrates with DATEV, Shopify, Stripe (via Zapier), PayPal, Klarna, Amazon Pay, Apple Pay, Samsung Pay and 5 others.
The Embedded Finance Index 2026 maps 5 layers in Lexoffice's stack: Banking / BaaS (Solarisbank); Card issuing (Solarisbank); Sponsor bank (Solarisbank); Accounting (DATEV, Shopify, Stripe (via Zapier), PayPal and 9 others); Spend / AP (Pleo).
Lexoffice is founded in 2012 and headquartered in Freiburg, Germany.
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