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Ledger

“Can the world's leading crypto hardware-security company become the settlement and custody infrastructure for tokenized capital markets?”

Founded2014
HQParis, France
Total raised$580M+
Latest roundSeries C, 2021
Valuation$1.5B (2021)
IndustryFintech / Crypto
The story

Founded 2014 in Paris as a hardware wallet manufacturer for individual crypto holders, Ledger has evolved into a dual-track business: consumer hardware wallets (Nano, Stax, Flex) plus Ledger Enterprise — a digital-asset custody, staking, and stablecoin settlement platform for 100+ institutions. Rather than issue its own crypto card or become a payments company, Ledger positions itself as an infrastructure and security layer, partnering with third-party card issuers (Baanx, Mercuryo) that integrate into Ledger Live. The 2021 valuation of $1.5B and IPO postponement signal a company still refining its transition from device seller to enterprise infrastructure vendor.

Last 12 months
2026-06
Product timeline
2014
Ledger founded in Paris as EPIC Dream; launches hardware wallet for crypto assets· pivot
2019
Ledger Enterprise (formerly Vault) launched for institutional custody· banking
2021
Raises $380M Series C at $1.5B valuation led by 10T Holdings· pivot
2022
Automation of custody via Ledger Enterprise API for institutional clients· banking
2023
Launches Ledger Recover backup service using identity verification partners· pivot
2024
Launches Ledger Stax and Ledger Flex touchscreen hardware wallets· pivot
2025
Card program expanded with Baanx (CL Card) and Mercuryo partnerships· card
The stack
4 layers disclosed in Ledger’s embedded-finance stack
Card network
MastercardVisaDiscover
Lending
in the full report
KYC
in the full report
Crypto
in the full report
Accounting gap: minor
4 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.