Kontigo (Weego)
“Can a small Peruvian fintech become the default mobile financial OS for the unbanked by combining a prepaid Mastercard wallet with digital lending infrastructure?”
Founded2016
HQSantiago de Surco, Lima, Peru
FoundersYosy García
IndustryFintech / Consumer banking
The story
Founded in 2016 as Weego, a fintech infrastructure company connecting Peruvian consumers seeking personal, vehicle, or business loans with financial entities via fully digital channels. The company operates the Kontigo digital wallet and prepaid Mastercard card, targeting the unbanked and underbanked Peruvian market. In late 2023, Kontigo absorbed the user base of 'Billetera y Tarjeta W' when GMONEY exited its electronic money issuance role, consolidating the product under the Kontigo brand and growing its consumer wallet footprint.
Last 12 months
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Product timeline
2016
Founded as Weego/Kontigo, a technology infrastructure company for financial services in Lima, Peru, enabling digital credit, debit, and payment channels.· pivot
2023
Migrated users from 'Billetera y Tarjeta W' (operated by GMONEY) to Kontigo digital wallet, with GMONEY ceasing to be the electronic money issuer for the W product on 11/12/2023.· banking
Regulated entities
1
regulatory licence held by Kontigo (Weego)
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
Same company
Kontigo (Weego) was analysed under more than one name on the same domain, so its stack is split across these dossiers. Each was analysed independently and may name providers the others do not.
The stack
2 layers disclosed in Kontigo (Weego)’s embedded-finance stack
Card network
Lending
in the full report
Accounting gap: none
3 more providers across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.