Kickfin
“Can a single-purpose push-to-card disbursement tool become the default tip-management layer for every restaurant POS?”
Founded2017
HQAustin, Texas, United States
Total raised$13.6M
IndustryVertical SaaS / Restaurants
The story
Kickfin is a vertical SaaS for restaurant tip management — calculating tip pools from POS data and pushing instant, cashless payouts to employees' bank-of-choice via debit card. The embedded-finance angle is push-to-card disbursement (Visa Direct) layered on top of POS integrations like Toast, not a BaaS or banking product. The company has remained focused on hospitality rather than expanding into broader payroll or banking.
Last 12 months
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Product timeline
2017
Kickfin founded in Austin to digitize restaurant tip payouts.· founding
2023
Partnership with Visa Direct announced to enable real-time cashless tip payouts to employee debit cards.· partnership
The stack
Accounting gap: minor