“Can a long-established Latvian accounting incumbent, now inside Visma, retain its SMB base by embedding bank connectivity (GoCardless) and e-invoicing into the ledger before cross-border cloud ERPs take the market?”
SIA Jumis Pro is a Latvian accounting software vendor, part of the Visma Group, serving Latvian SMBs and accounting bureaus with cloud accounting (Jumis Finance), payroll/HR (Jumis People), and e-invoicing (Jumis Envoice). The embedded finance surface area is narrow — it operates as an accounting system of record, not a financial services provider — but it has layered in open-banking connectivity (GoCardless Bank Account Data) and a direct Swedbank channel partnership to automate transaction import and payments.
Jumis connects to bank accounts through GoCardless.
Jumis is headquartered in Riga, Latvia.
Get a read on where your own stack stands against Jumis and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.