Investec One Place
“Can a specialist private bank turn its global cross-border 'One Place' proposition into a programmable, API-first banking platform for high-net-worth and mid-market clients?”
Founded1974
HQJohannesburg, South Africa / London, UK (dual-listed)
IndustryBank / National
The story
Investec is a dual-listed UK/South African specialist bank and wealth manager. 'One Place' is its integrated proposition combining Private Banking and Wealth & Investment across SA, UK, Channel Islands, Mauritius and Ireland. The bank has been progressively building API/developer capabilities and is the only SA bank to have opened APIs to individual retail clients via Investec Developer.
Last 12 months
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Product timeline
2023
Investec Developer platform launched/expanded to take API banking mainstream, opening APIs to individual clients in South Africa· banking
Regulated entities
4
regulatory licences held by Investec One Place
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
7 layers disclosed in Investec One Place’s embedded-finance stack
Payments / PSP
Investec UK Private Bank Account (self-operated)Investec SA Private Bank Account (self-operated)Visa debit card (self-issued)Apple Pay
Banking / BaaS
in the full report
Card issuing
in the full report
Lending
in the full report
Open banking
in the full report
FX & payouts
in the full report
Accounting
in the full report
Accounting gap: minor
16 more providers across 6 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.