ikigii
“Can a regulated Panamanian bank (Towerbank) capture the LatAm unbanked and crypto-curious segment by wrapping traditional banking infrastructure inside a crypto-native mobile app?”
ikigii was launched as the digital/mobile brand of Towerbank International Inc., a regulated Panamanian bank with 50+ years of history, designed to bridge traditional banking and crypto for underserved LatAm consumers. Rather than building a standalone neobank charter, ikigii operates as a front-end app layer fully backed by Towerbank's banking license, enabling dollar savings accounts, crypto trading, BTC-backed loans, Visa debit/credit cards, and international transfers in one experience. The strategic bet is to be the primary financial app for LatAm freelancers, crypto holders, and dollar-savers who lack access to US-dollar banking but want integrated crypto functionality.