“Can a vertically integrated real estate platform use embedded finance infrastructure to deliver institutional-grade investment management to retail investors at scale?”
Groma is described as a vertically integrated real estate investment, development, and management company based in Boston, Massachusetts. The company appears to serve retail investors through subscription-based investment vehicles, suggesting it operates at the intersection of real estate and fintech. Public evidence is limited, but the use of Modern Treasury as ledger/money-movement infrastructure and a privacy policy referencing retail investors and financial demographics indicates Groma is building embedded finance capabilities into its real estate platform.
Groma runs its ledger on Modern Treasury.
The Embedded Finance Index 2026 maps 2 layers in Groma's stack: Ledger (Modern Treasury); Treasury (Modern Treasury).
Groma is headquartered in Boston, Massachusetts, United States.
Get a read on where your own stack stands against Groma and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.