GCPay
“Can construction's pay application + lien waiver workflow become the embedded payments rail inside Autodesk Construction Cloud?”
Founded2003
HQRichmond, Virginia, United States
Latest roundAcquired by Autodesk
IndustryVertical SaaS / Construction
The story
GCPay is a 20-year-old vertical SaaS company for the construction industry, focused on automating the pay application (AIA G702/G703), lien waiver, and compliance-document exchange between general contractors and their subcontractors. Its embedded finance footprint expanded when it launched ePayments & Waiver Exchange, brokering ACH payments in exchange for signed unconditional waivers. Following acquisition by Autodesk, GCPay is being repositioned as the payments and compliance layer inside Autodesk Construction Cloud alongside Autodesk Cost Management.
Product timeline
2003
GCPay founded as a construction pay application software vendor (Hart Business Solutions LLC).· founding
2024
GCPay acquired by Autodesk, becoming 'GCPay, an Autodesk Company', tying it into Autodesk Construction Cloud.· acquisition
2025
Released Autodesk Cost Management integration linking pay apps and lien waivers into ACC budget/owner billing workflows.· integration
The stack
2 layers disclosed in GCPay’s embedded-finance stack
Money movement
Accounting
in the full report
Accounting gap: none
6 more providers across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.