“Can construction's pay application + lien waiver workflow become the embedded payments rail inside Autodesk Construction Cloud?”
GCPay is a 20-year-old vertical SaaS company for the construction industry, focused on automating the pay application (AIA G702/G703), lien waiver, and compliance-document exchange between general contractors and their subcontractors. Its embedded finance footprint expanded when it launched ePayments & Waiver Exchange, brokering ACH payments in exchange for signed unconditional waivers. Following acquisition by Autodesk, GCPay is being repositioned as the payments and compliance layer inside Autodesk Construction Cloud alongside Autodesk Cost Management.
GCPay moves money over ACH.
GCPay integrates with Sage Intacct, Sage 100 Contractor, Sage 300 CRE, CMiC, Autodesk Cost Management and Autodesk Construction Cloud.
The Embedded Finance Index 2026 maps 2 layers in GCPay's stack: Money movement (ACH); Accounting (Sage Intacct, Sage 100 Contractor, Sage 300 CRE, CMiC and 2 others).
GCPay is founded in 2003 and headquartered in Richmond, Virginia, United States.
Get a read on where your own stack stands against GCPay and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.