“Can a modern app plus a dedicated accountant replace the traditional Italian commercialista relationship for the country's 3M+ freelancers?”
Fiscozen was founded in 2018 as a digital tax/accounting platform for Italian freelancers (Partita IVA holders) — pairing a web/mobile app for e-invoicing and tax forecasting with a dedicated chartered accountant (commercialista). It has grown to 40,000+ customers and 250+ employees, and is now part of Visma Group, aligning it with Visma's broader European SMB accounting portfolio.
Fiscozen uses Persona for KYC and identity verification.
The Embedded Finance Index 2026 maps 2 layers in Fiscozen's stack: Unified APIs (Finch); KYC (Persona).
Fiscozen was founded by Enrico Mattiazzi and Vito Lomele and is founded in 2018, headquartered in Milan, Italy.
Get a read on where your own stack stands against Fiscozen and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.