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Finmid

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“Can a single API become the embedded-lending backbone for every European B2B platform, from micro-business cash advances to enterprise term loans?”

Founded2021
HQBerlin, Germany
Total raised~$60M
Latest roundSeries A, 2024
Valuation€100M post-money (2024)
IndustryInfrastructure / Lending

The story

Founded 2021 in Berlin as a B2B embedded lending infrastructure provider, finmid emerged from stealth in 2024 with €35M+ in funding. Initially focused on revenue-based cash advances for SMBs through marketplaces like Wolt, the company expanded in late 2025 with Term Loans (up to €5M, 12 months) and Business Loans (up to €5M, 5 years) to address full-lifecycle financing — moving from micro-business cash advances to enterprise-grade term lending across 30+ European markets through a single API.

Last 12 months

2025-12

Launched Term Loans and Business Loans products, completing the finmid Capital lineup.

Product timeline

2021

Founded in Berlin to build embedded lending infrastructure for European B2B platforms and marketplaces.· pivot

2024

Emerged from stealth with €35M backed by Blossom Capital, Earlybird, and N26 founder Max Tayenthal.· banking

2024

Series A round at €100M post-money valuation; partnership with marketplaces like Wolt highlighted.· lending

2025

Launched Term Loans and Business Loans, completing the finmid Capital product line alongside the existing Cash Advance product across 30+ European markets.· lending

In the press

embeddedfinancereview.com ↗

Coverage sourced from Embedded Finance Review — a content partner for this report. All articles are © their original authors; click any card to open the source.

◇ article2026-04-04

efood Launches Embedded Lending for Greek Restaurants with finmid

efood launches efood Capital with finmid, giving 21,000 Greek restaurant partners access to up to €30,000 in under 48 hours based on platform transaction data.

finmid