“Can a WhatsApp-native remittance app become the primary financial OS for the US-LatAm diaspora?”
Founded 2020 as a WhatsApp-native remittance app for Latino immigrants in the US, Felix built a conversational UX that routes USD into bank accounts, wallets (PIX, Nequi, Daviplata, Yape, Mercado Pago) and cash pickup across 11 LatAm countries, running on Stripe for pay-in and stablecoin rails for cross-border settlement. The 2026 Series C marks the pivot from pure remittances toward a broader financial OS for the Latino diaspora — adding mobile top-ups already, with lending, savings and an AI financial assistant explicitly funded.
Felix Pago processes payments through Stripe and Checkout.com.
Felix Pago uses Persona for KYC and identity verification.
Felix Pago uses Uniteller and Intermex for FX and cross-border payouts.
Felix Pago's crypto products run on Tempo.
The Embedded Finance Index 2026 maps 5 layers in Felix Pago's stack: Payments / PSP (Stripe and Checkout.com); Lending (Lending (announced, not yet live)); KYC (Persona); FX & payouts (Uniteller and Intermex); Crypto (Tempo).
Felix Pago was founded by Manuel Godoy and Bernardo García and is founded in 2020, headquartered in Miami, Florida, USA.
Felix Pago has raised ~$300M in total (latest round: Series C, 2026; valuation: undisclosed (3x Series B valuation)).
Get a read on where your own stack stands against Felix Pago and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.