Fat Zebra
“Can a single-integration, multi-acquirer payment gateway become the default payments infrastructure layer for internet businesses across Australia and beyond?”
Fat Zebra was founded as an API-first payment gateway for the Australian internet economy, targeting businesses that needed a simple, developer-friendly integration point. Over time it evolved from a pure gateway play into a multi-acquirer platform that provides dynamic routing across Checkout.com, NAB, First Data, American Express, and UnionPay International, giving merchants built-in redundancy and failover. The company has expanded geographically into North America via an ISO relationship with Wells Fargo, and has broadened its ecosystem through integrations with Xero and partnerships such as AsiaPay in ANZ. Its current positioning is as a payments infrastructure layer for platform businesses requiring a single integration with access to multiple acquiring rails.