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Emprise Bank

Also a provider — view Emprise Bank’s profile →

Can a century-old Kansas community bank become a first-choice sponsor bank and BaaS partner for fintechs seeking a reliable, family-owned chartered institution?

Founded1910
HQWichita, Kansas, USA
FoundersW.A. Michaelis Jr. (acquirer, 1965)
IndustryBank / Community
The story

Founded in 1910 as a traditional Kansas community bank, Emprise Bank remained a family-owned institution for over a century, growing to 34 locations and $2B+ in assets. In 2021, the bank made a deliberate strategic move into embedded banking (BaaS), partnering with Treasury Prime to launch 'Emprise Embedded' — a white-label financial services program enabling fintechs to offer FDIC-insured deposits, payments, and cards backed by Emprise's charter. This positions Emprise as a sponsor bank and BaaS partner, extending its community-bank model into the fintech ecosystem without abandoning its core retail and commercial banking operations.

Last 12 months
Product timeline
1910
Founded as Stockyards National Bank in Wichita, Kansas.· banking
1965
W.A. Michaelis Jr. purchased Sierra Petroleum Co., which owned Stockyards National Bank, beginning the Michaelis family ownership.· banking
1970
Stockyards Bank renamed United American Bank & Trust Company; Sierra Petroleum eventually became Emprise Financial Corporation.· pivot
2021
Emprise Bank selected Treasury Prime as Banking-as-a-Service partner to launch its Emprise Embedded program.· banking
2022
Emprise Embedded Banking program went live, enabling fintechs to white-label FDIC-insured deposits, payments, cards, and lending.· banking
Regulated entities
2
regulatory licences held by Emprise Bank
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
3 layers disclosed in Emprise Bank’s embedded-finance stack
Banking / BaaS
Treasury Prime
Lending
in the full report
Open banking
in the full report
Accounting gap: none
4 more providers across 2 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.