DriveWealth
“Can a clearing broker-dealer become the dominant global infrastructure layer for embedded fractional investing, powering every fintech and consumer brand that wants to offer US equity trading without building a brokerage themselves?”
Founded as a US-regulated broker-dealer, DriveWealth pivoted to become an infrastructure-layer Brokerage-as-a-Service platform, enabling third-party fintechs, digital wallets, consumer brands, banks, and asset managers to offer fractional US equity investing globally via API. The company operates as a clearing broker-dealer (SEC-registered, FINRA member CRD# 165429) and has progressively layered in cash management (bank sweep via R&T), open banking (Plaid integration), and ledger infrastructure (Modern Treasury) to support partner money movement. It sells infrastructure, not a consumer brand, and monetizes via partner revenue-share and execution fees.