Contabilizei
“Can Brazil's biggest online accounting firm become the financial OS for the country's micro and small entrepreneurs?”
Founded2013
HQCuritiba, Brazil
Total raised$225.1M
IndustryVertical SaaS / Accounting
The story
Contabilizei began as a cloud accounting service for Brazilian MEIs and small CNPJs, undercutting traditional accounting firms with online-only workflows. In 2023 it launched Contabilizei.bank, an embedded digital business account with free unlimited PIX, integrated accounting, and Visa virtual card — built on Dock's BaaS infrastructure. The strategy is to become a one-stop-shop for Brazilian entrepreneurship, bundling accounting, banking, and fiscal compliance in a single platform.
Last 12 months
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Product timeline
2013
Founded to simplify online accounting for micro and small businesses in Brazil· launch
2019
Raised $20M Series B led by Point72 Ventures· funding
2023
Launched Contabilizei.bank — embedded digital business account (PJ) powered by Dock· banking
The stack
5 layers disclosed in Contabilizei’s embedded-finance stack
Payments / PSP
Contabilizei.bank (self-operated)
Money movement
in the full report
Banking / BaaS
in the full report
Card issuing
in the full report
Card network
in the full report
Accounting gap: none
4 more providers across 4 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.