“Can Brazil's biggest online accounting firm become the financial OS for the country's micro and small entrepreneurs?”
Contabilizei began as a cloud accounting service for Brazilian MEIs and small CNPJs, undercutting traditional accounting firms with online-only workflows. In 2023 it launched Contabilizei.bank, an embedded digital business account with free unlimited PIX, integrated accounting, and Visa virtual card — built on Dock's BaaS infrastructure. The strategy is to become a one-stop-shop for Brazilian entrepreneurship, bundling accounting, banking, and fiscal compliance in a single platform.
Contabilizei discloses Dock as its banking provider, according to the Embedded Finance Index 2026.
Contabilizei does not disclose a bank charter of its own; its banking services are provided through Dock.
Contabilizei processes payments through Contabilizei.bank (self-operated). Disclosed money-movement rails: Pix.
The Embedded Finance Index 2026 maps 5 layers in Contabilizei's stack: Payments / PSP (Contabilizei.bank (self-operated)); Money movement (Pix); Banking / BaaS (Dock); Card issuing (Dock); Card network (Visa).
Contabilizei is founded in 2013 and headquartered in Curitiba, Brazil.
Contabilizei has raised $225.1M in total.
Get a read on where your own stack stands against Contabilizei and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.