ApideckTape
← Embedded Finance Index 2026

CoConstruct

“Can a legacy residential-construction SaaS wind down gracefully by migrating its customer base to a sister platform (Buildertrend)?”

Founded2004
HQCharlottesville, Virginia, United States
FoundersDonny Wyatt
IndustryVertical SaaS / Construction
The story

CoConstruct is a residential construction management SaaS founded in 2004 to serve custom home builders and remodelers. In 2021 it announced a partnership with Buildertrend (and CBUSA); it has since been folded into Buildertrend and is now sunsetting, actively migrating its customer base onto the Buildertrend platform. Embedded finance was always narrow — client invoicing via Stripe + Plaid for ACH — and never expanded into BaaS, lending, or card issuing.

Last 12 months
2025
Product timeline
2004
Donny Wyatt founds CoConstruct after a frustrating home-building experience.· founding
2014
Opens HQ in Charlottesville, VA; first appearance on Inc. 5000 list.· milestone
2021
Announces partnership with Buildertrend and CBUSA; effectively acquired/merged with Buildertrend.· acquisition
2025
CoConstruct enters final phase of transition/migration into Buildertrend platform.· pivot
The stack
4 layers disclosed in CoConstruct’s embedded-finance stack
Payments / PSP
Stripe
Money movement
in the full report
Open banking
in the full report
Accounting
in the full report
Accounting gap: minor
4 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

CoConstruct — frequently asked

Who is CoConstruct's payment processor?

CoConstruct processes payments through Stripe. Disclosed money-movement rails: ACH.

Which open banking provider does CoConstruct use?

CoConstruct connects to bank accounts through Plaid.

Which accounting software does CoConstruct integrate with?

CoConstruct integrates with QuickBooks Online and QuickBooks Desktop.

What is CoConstruct's embedded finance stack?

The Embedded Finance Index 2026 maps 4 layers in CoConstruct's stack: Payments / PSP (Stripe); Money movement (ACH); Open banking (Plaid); Accounting (QuickBooks Online and QuickBooks Desktop).

Who founded CoConstruct?

CoConstruct was founded by Donny Wyatt and is founded in 2004, headquartered in Charlottesville, Virginia, United States.

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against CoConstruct and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to CoConstruct and the other companies in its category.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.