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Cloud9

“Can a single processor-agnostic gateway API abstract away the complexity of multi-processor routing for merchants and ISOs across every sales channel?”

Founded1995
HQUnited States
IndustryInfrastructure / Payments
The story

Cloud9 Payment Gateway has operated since 1995 as a processor-agnostic payment gateway, offering merchants and ISOs a single integration point that routes transactions across 10+ processors including Chase Paymentech, Elavon, Global Payments, TSYS, Worldpay, and others. The company's core value proposition is processor independence — integrate once, route anywhere across terminals, eCommerce, and mobile channels — with 99.9% uptime SLA and real-time transaction intelligence. A separate entity, Cloud9 Money (cloud9.money), is building a Kenya-focused multi-currency global business banking platform, while Cloud9 Capital operates as a Canadian merchant cash advance lender; these are distinct companies that share the Cloud9 brand.

Last 12 months
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Product timeline
1995
Cloud9 Payment Gateway launched as a processor-agnostic payment gateway for merchants and ISOs.· payments
The stack
1 layer disclosed in Cloud9’s embedded-finance stack
Payments / PSP
Chase Paymentech (connected processor)Elavon (connected processor)Global Payments (connected processor)HPS (connected processor)NUVEI (connected processor)TSYS (connected processor)TransFirst (connected processor)Vantiv (connected processor)USAT (connected processor)Worldpay (connected processor)
Accounting gap: none

Cloud9 — frequently asked

Who is Cloud9's payment processor?

Cloud9 processes payments through Chase Paymentech (connected processor), Elavon (connected processor), Global Payments (connected processor), HPS (connected processor), NUVEI (connected processor), TSYS (connected processor), TransFirst (connected processor), Vantiv (connected processor) and 2 others.

Where is Cloud9 headquartered?

Cloud9 is founded in 1995 and headquartered in United States.

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