← Embedded Finance Index 2026

CHECK24 Bank

Can Germany's largest price comparison portal convert its comparison-shopping customers into direct banking relationships?

Founded2019
HQFrankfurt, Germany
IndustryFintech / Neobank
The story

CHECK24 built Germany's leading price comparison portal starting in 1999, expanding across insurance, energy, finance, telecom, and travel. In 2019 it spun up C24 Bank GmbH as a BaFin-regulated digital bank, launched in 2020 with Mambu as core banking platform. The bank is a vertical extension of the CHECK24 ecosystem — leveraging the comparison portal's customer base to distribute checking accounts, debit cards, loans, and savings products.

Last 12 months
Product timeline
1999
CHECK24 founded as Germany's largest price comparison portal.· founding
2019
C24 Bank GmbH established as a subsidiary of CHECK24.· banking
2020
C24 Bank launched to market, offering current accounts, debit cards, and deposits via mobile app.· banking
Regulated entities
1
regulatory licence held by CHECK24 Bank
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
6 layers disclosed in CHECK24 Bank’s embedded-finance stack
Money movement
SEPA InstantSEPA
Banking / BaaS
in the full report
Card issuing
in the full report
Card network
in the full report
Ledger
in the full report
Lending
in the full report
Accounting gap: none
7 more providers across 5 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.