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Buoyfi

Can a financial wellness app help consumers manage medical debt more affordably by personalizing payment guidance through open banking data?

HQUnited States
IndustryFintech / Consumer banking
The story

BuoyFi is a consumer-facing fintech app owned by PC Funding, LLC that focuses on helping users navigate medical debt by connecting their financial accounts via Plaid to generate affordable payment options based on income and debt. The platform integrates Kard for loyalty rewards and Synapse Brokerage for investment/brokerage infrastructure. The product positions itself as a financial wellness tool for individuals burdened by medical debt.

Last 12 months
The stack
2 layers disclosed in Buoyfi’s embedded-finance stack
Banking / BaaS
Synapse Brokerage
Open banking
in the full report
Accounting gap: none
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.