“Can a direct in-house alternative SMB lender offering working capital, factoring, ABL, and PO financing become the go-to financial partner for growth-stage small businesses across every stage of their lifecycle?”
Founded around 2010 as Breakout Capital (operating as a wholly-owned subsidiary of Breakout Capital Holdings, Inc., later referenced also under Altriarch Commercial Finance), the company built an in-house alternative lending platform for U.S. small businesses. Rather than adopting a marketplace-brokerage model, Breakout doubled down on direct, in-house origination across working capital term loans, invoice factoring, asset-based loans, and purchase order financing — positioning itself as a one-stop embedded-finance lender for SMBs. The company adopted Taktile for automated credit decisioning, signaling a technology-led underwriting evolution.