Bitstack
“Can a bitcoin micro-savings app evolve into the go-to bitcoin-native neobank for European retail consumers by embedding everyday banking (card, round-ups, recurring buys) on top of a regulated crypto infrastructure?”
Founded in 2021, Bitstack started as a bitcoin micro-savings app targeting French retail consumers via round-ups (spare change) and recurring buys. The company progressively embedded banking infrastructure — first via Tink for open banking connectivity and then via Xpollens as its EMI sponsor — to anchor the product in everyday money management. By 2025 it had secured a MiCA CASP licence and launched the Bitstack Card, pivoting from a pure savings app toward a bitcoin-native neobank competing on everyday spend cashback and integrated banking.