“Can regulatory-first crypto infrastructure become the default rails European banks and fintechs use to embed digital assets?”
Founded 2014 as a straightforward Spanish crypto broker, Bit2Me methodically built a full-stack crypto suite (Wallet, Card, Earn, Loan, Pro, Commerce, Custody) while investing heavily in regulatory positioning. That bet paid off in July 2025 when it became the first Spanish fintech to secure MiCA authorisation from CNMV — followed by a PSD2 payment institution licence in 2026 and a CNMV tied-agent registration for the upcoming Bit2Me Invest (stocks/ETFs/funds). Backed by Telefónica (which uses Bit2Me to power TU Wallet), BBVA, Tether and Bankinter, the company is positioning itself as the regulated crypto Banking-as-a-Service provider for European banks and fintechs rather than just a retail exchange.