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Apex Fintech Solutions

Also a provider — view Apex Fintech Solutions’s profile →

“Can Apex own the full B2B infrastructure stack for digital investing — clearing, custody, ledger, tax, and embedded tools — and become the default fintech-for-fintechs in wealth management?”

Founded2012
HQDallas, TX (350 North Saint Paul Street, Suite 1300, Dallas, TX 75201)
Latest roundPE Growth
IndustryInfrastructure / Clearing & Custody
The story

Apex began as ADP Clearing & Outsourcing Services (later Fleet Securities), a traditional self-clearing broker. After being rebranded as Apex Clearing around 2012 and then Apex Fintech Solutions, it pivoted from serving institutional broker-dealers to becoming the embedded investing infrastructure layer for the fintech era — powering neobrokerages, RIAs, and consumer apps via APIs. The launch of AscendOS™ formalized this shift: Apex now sells modular cloud-native clearing, custody, ledger, rebalancing, direct indexing, and tax infrastructure to any digital investing platform. Its strategic question is how much of the B2B wealth-tech stack it can own as a single infrastructure provider.

Last 12 months
2025-04
2026-02
Product timeline
2012
Founded as Apex Clearing (formerly ADP Clearing & Outsourcing Services / Fleet Securities), offering self-clearing brokerage infrastructure.· pivot
2018
Rebranded to Apex Fintech Solutions, expanding beyond pure clearing to offer developer-friendly APIs for fintech broker-dealer builds.· pivot
2020
Launched Plaid integration (Plaid + Apex Clearing partnership) enabling frictionless bank-account linking and ACH funding for brokerage accounts.· banking
2022
Launched AscendOS™ cloud-native infrastructure platform combining real-time ledger, trade execution, custody, and embedded investing tools under one API layer.· banking
2023
Launched Apex Cost Basis and Tax (formerly Apex Silver), an enterprise-grade automated tax and cost-basis reporting SaaS.· banking
2024
Expanded integration marketplace with third-party wealth tech and compliance partners; launched Treasury Management product for corporate and B2B fintech clients.· banking
2025
Completed first-ever account transfer using new Automated Customer Account Transfer Service (ACATS) protocols, signaling infrastructure modernization push.· banking
Regulated entities
2
regulatory licences held by Apex Fintech Solutions
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
4 layers disclosed in Apex Fintech Solutions’s embedded-finance stack
Money movement
ACH
Banking / BaaS
in the full report
Ledger
in the full report
Open banking
in the full report
Accounting gap: minor
3 more providers across 3 layers, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.