“Can a specialist fintech VC firm build a portfolio dense enough in infrastructure and distribution to shape how embedded finance matures globally?”
Anthemis is a venture capital and advisory firm specialising in fintech, insurtech, and embedded finance infrastructure investments. It is incorporated in Luxembourg with operational presence in London. Unlike operating fintechs, Anthemis's embedded finance footprint is primarily expressed through its portfolio companies (e.g., Currencycloud, Qover) rather than through its own products. The evidence does not reveal a pivot narrative typical of an operating company.
Anthemis uses Currencycloud for FX and cross-border payouts.
Anthemis's embedded insurance is provided by Qover.
The Embedded Finance Index 2026 maps 2 layers in Anthemis's stack: Insurance (Qover); FX & payouts (Currencycloud).
Anthemis is headquartered in Luxembourg (registered); London (operational).
Get a read on where your own stack stands against Anthemis and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.