“Can AI agents plus a dedicated accountant replace the bookkeeping/close/tax function for SMBs and CPA firms while running inside the customer's existing finance stack?”
Founded in August 2024 by three ex-operators to build an agentic AI platform that turned applications into intelligent agents (originally focused on software adoption, retention, and support cost reduction). By 2026 the company had repositioned as an 'AI CPA firm' — AI agents plus dedicated accountants running month-end close, reconciliation, AP, AR, and tax inside customers' existing stacks (QuickBooks, NetSuite, Sage Intacct, Brex, Stripe, Plaid). The stack is now execution-layer accounting automation, not a product-adoption tool.
Adopt AI processes payments through Stripe.
Adopt AI connects to bank accounts through Plaid.
Adopt AI integrates with QuickBooks, Sage Intacct, NetSuite, FreshBooks, Akaunting, Odoo, Tally, DualEntry and 3 others.
The Embedded Finance Index 2026 maps 4 layers in Adopt AI's stack: Payments / PSP (Stripe); Open banking (Plaid); Accounting (QuickBooks, Sage Intacct, NetSuite, FreshBooks and 7 others); Spend / AP (Brex).
Adopt AI was founded by Deepak Anchala, Rahul and Anirudh and is founded in 2024, headquartered in San Jose, CA, USA.
Adopt AI has raised $6M in total (latest round: Seed).
Get a read on where your own stack stands against Adopt AI and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.