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← Embedded Finance Index 2026/Stories/OCBC
The embedded-finance story

OCBC

1925–2026 in 7 milestones, 5 of them in payments, lending, licences or reported financials.

1932
Founded
OCBC Centre, Singapore
Headquarters →
2
Licences held
● Founded◇ Product■ Partnership★ Licence○ MilestoneEmbedded finance
1925
○ Milestone

First China branch opened in Xiamen

1932
● Founded

OCBC founded in OCBC Centre, Singapore

★ LicenceEmbedded finance

Commercial Bank Charter licence, Singapore (MAS) (Oversea-Chinese Banking Corporation Limited)

Source ↗
2022
○ MilestoneEmbedded finance

First bank in Singapore to use digital passport / NFC-chip authentication in KYC for foreign SME business account opening

2025
■ PartnershipEmbedded finance

OCBC Indonesia partners with Ant International to deliver embedded finance to SMEs — extension of OCBC's SME Embedded Financing programme already live in Singapore and Malaysia

■ PartnershipJunEmbedded finance

OCBC Indonesia and Ant International announce strategic partnership to embed SME financing using Ant's alternative data and credit models

Source ↗
2026
◇ ProductEmbedded finance

CBPR+ cross-border payment API sandbox planned for launch on OCBC API Store