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Your.Rentals

Can a vacation rental channel manager become the full financial operating system — payments, working capital, compliance, and damage protection — for property managers across OTA channels?

HQCopenhagen V, Denmark
IndustryVertical SaaS / Real Estate
The story

Your.Rentals started as a vacation rental channel manager targeting Airbnb hosts and property managers, simplifying multi-channel listing distribution. The company positioned itself as merchant of record early, absorbing payment complexity from property managers and consolidating OTA payouts into a single invoice. More recently the platform expanded into embedded finance — adding Advance Payout (working capital via finmid), damage protection (Your.Cover), and DAC7/tax compliance tooling — evolving from a pure SaaS channel manager toward a financial operating layer for short-term rental operators.

Last 12 months
2024-02
2024-08
Product timeline
2017
Your.Rentals established merchant-of-record model for vacation rental bookings, handling guest payment installments and payouts to property managers.· payments
2024
Updated Mangopay payment services terms (February 2024), formalising Mangopay as the core payment processor and e-money issuer under CSSF Luxembourg licence.· payments
2024
Launched DAC7 compliance reporting, enabling automated EU taxation data collection and reporting for property managers across all 27 EU member states.· pivot
2024
Launched Advance Payout feature powered by finmid, allowing property managers to receive working capital against future booking revenues.· lending
The stack
Payments / PSP
Mangopay
Lending
FinmidAdvance Payout
FX & payouts
Payoneer
Accounting gap: significant