“Can a single compliance-and-banking platform become the default operating system for the world's independent workforce, from location-independent solopreneurs to distributed contractor teams?”
Founded in 2015 as an accounting and compliance services firm for Estonian e-Residency holders, Xolo evolved into a full-stack solopreneur platform. The launch of Xolo Leap embedded banking integrations, invoicing, VAT, and accounting into a single subscription product for remote EU business operators. Xolo Go extended the model to unregistered freelancers, acting as a legal umbrella entity. Xolo Teams further expanded the addressable market to companies paying distributed contractor networks, positioning Xolo as the operating system for the global independent workforce.