“Can a systematic, SEC-registered investment adviser deliver fully-managed, low-cost portfolios to retail investors globally by embedding best-in-class fintech infrastructure for custody, FX, and compliance?”
Xantos Labs launched in 2016 as a US-focused SEC-registered investment adviser offering fully-managed, systematic investing to everyday retail investors. For several years it operated exclusively in the US market. It subsequently partnered with Currencycloud to solve the multi-currency challenge for international clients, enabling global expansion of its investment management service. The company uses Alpaca Securities as its custodian, layering broker-dealer infrastructure on top of its advisory model.
Xantos Labs uses Currencycloud for FX and cross-border payouts.
The Embedded Finance Index 2026 maps 2 layers in Xantos Labs's stack: Unified APIs (Currencycloud); FX & payouts (Currencycloud).
Xantos Labs is founded in 2016 and headquartered in Austin, TX, USA.
Get a read on where your own stack stands against Xantos Labs and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.