“Can an AI-first financial assistant replace the accountant, bookkeeper, and tax preparer for the freelance economy?”
WorkMade (WorkMade Technologies, Inc.) is a San Francisco-based fintech targeting freelancers and independent contractors. The product centers on AI-driven business finance management — tracking income, automating quarterly tax payments, identifying write-offs, and filing taxes — essentially serving as a financial operating system for self-employed individuals. Banking infrastructure is provided via Piermont Bank as a sponsor/BaaS partner. The company is in early stage with a limited public footprint.
Workmade discloses Piermont Bank as its banking provider, according to the Embedded Finance Index 2026.
Workmade does not disclose a bank charter of its own; its banking services are provided through Piermont Bank.
The Embedded Finance Index 2026 maps 2 layers in Workmade's stack: Banking / BaaS (Piermont Bank); Sponsor bank (Piermont Bank).
Workmade is headquartered in San Francisco, CA.
Get a read on where your own stack stands against Workmade and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.