Workmade
“Can an AI-first financial assistant replace the accountant, bookkeeper, and tax preparer for the freelance economy?”
HQSan Francisco, CA
IndustryFintech / SMB banking
The story
WorkMade (WorkMade Technologies, Inc.) is a San Francisco-based fintech targeting freelancers and independent contractors. The product centers on AI-driven business finance management — tracking income, automating quarterly tax payments, identifying write-offs, and filing taxes — essentially serving as a financial operating system for self-employed individuals. Banking infrastructure is provided via Piermont Bank as a sponsor/BaaS partner. The company is in early stage with a limited public footprint.
Product timeline
2025
WorkMade positions itself as an AI tax assistant and business finance manager for freelancers, offering income tracking, quarterly tax payments, write-off detection, and tax filing via a conversational interface.· banking
The stack
2 layers disclosed in Workmade’s embedded-finance stack
Banking / BaaS
Sponsor bank
in the full report
Accounting gap: significant
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.