volpi.tech
“Can a digital-native platform disintermediate Brazil's traditional bank-dominated mortgage market by pairing proprietary credit tech with a licensed SCD balance sheet?”
Founded2020
HQSão Paulo, Brazil
Total raised$30M
IndustryFintech / Lending
The story
Volpi is a Brazilian home-financing fintech founded in 2020, offering fully digital mortgage origination and home-equity credit. It does not hold a banking license itself — it operates as a banking correspondent (correspondente bancário) of QI Sociedade de Crédito Direto S.A., which acts as the regulated lender of record. Volpi's differentiation is proprietary credit and property-appraisal technology layered on top of QI SCD's balance sheet.
Last 12 months
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Product timeline
2020
Volpi founded in São Paulo as a digital-native mortgage / home-equity lending fintech.· banking
2022
Partnership with RBR Asset to fund up to R$150M in mortgages over 12 months.· lending
Regulated entities
1
regulatory licence held by volpi.tech
Licence types, jurisdictions and registered entities are in the Embedded Finance Index report.
The stack
2 layers disclosed in volpi.tech’s embedded-finance stack
Lending
QI Sociedade de Crédito Direto S.A.Financiamento imobiliárioCrédito com garantia imobiliária (home-equity)Simulador de financiamento
Sponsor bank
in the full report
Accounting gap: none
1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.