ApideckTape
← Embedded Finance Index 2026

VB Serviços

“Can a legacy Brazilian benefits and fleet-card distributor, riding Fleetcor/Corpay's global rails, defend share against digital-native benefit fintechs (Caju, Flash, Swile) in Brazil?”

Founded1996
HQSão Paulo, Brazil (with office in Santana de Parnaíba)
IndustryFintech / Employee benefits & Fleet cards
The story

VB Serviços is a Brazilian employee benefits and fleet management company founded in 1996, best known for distributing vale-transporte (transit vouchers), meal/food vouchers and fuel management products. It is a subsidiary of Grupo Fleetcor (now Corpay), the global fuel-card and specialized payments group. VB operates across Brazil serving 38k+ employers and 1M+ end users, with the embedded finance layer expressed primarily through prepaid benefit cards and fuel/fleet cards rather than a standalone fintech stack.

Last 12 months
—
Product timeline
1996
VB Serviços founded in Brazil to distribute employee benefits (vale-transporte) and manage fleet solutions.· founding
2019
Became part of Grupo Fleetcor (now Corpay), the global leader in fuel cards and specialized payment methods, present in 43 countries.· acquisition
The stack
1 layer disclosed in VB Serviços’s embedded-finance stack
Payments / PSP
VB benefit & fleet cards (self-operated, Fleetcor/Corpay group)
Accounting gap: none

VB Serviços — frequently asked

Who is VB Serviços's payment processor?

VB Serviços processes payments through VB benefit & fleet cards (self-operated, Fleetcor/Corpay group).

Where is VB Serviços headquartered?

VB Serviços is founded in 1996 and headquartered in São Paulo, Brazil (with office in Santana de Parnaíba).

Benchmark your own stack

Request an embedded finance strategy assessment

Get a read on where your own stack stands against VB Serviços and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.

  • Your category, mappedHow your stack compares to VB Serviços and the other companies in its category.
  • Build vs. buyWhere a provider relationship would close a gap faster than building it.
  • A named analyst, not a form replyA short call to scope what's actually worth assessing for you.

No newsletter, no sharing your address. We use this to reach out about the assessment and nothing else.