← Embedded Finance Index 2026

Unlatch

“Can a vertical SaaS for off-plan property developers own the entire new-build sales workflow from lead to notarized deed?”

Founded2018
HQParis, France (with UK entity in London)
FoundersFrançois Marill (CEO), Thomas Rivoire (CPO), Olivier Adam (CTO)
Total raised$6.7M
Latest roundSeries A, $5.85M
IndustryVertical SaaS / Real Estate

The story

Unlatch was founded in 2018 by the founders of LegaLife, a French legaltech pioneer in automated contracts. The company applies that automated-contract DNA to off-plan (VEFA) new-build real estate sales in France, Spain, and the UK — digitizing reservation forms, e-signature, buyer portals, and now embedding AI for lead qualification. It is a vertical SaaS play for property developers rather than a fintech, though it embeds payments and identity verification to complete the transaction workflow.

Last 12 months

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Product timeline

2018

Unlatch founded by former LegaLife founders to digitize off-plan property sales· pivot

2021

UK entity UNLATCH UK LTD incorporated (company number 13282676)· expansion

2025

Launch of AI assistant for lead qualification and CRM automation· product

The stack

2 layers disclosed in Unlatch’s embedded-finance stack

Payments / PSP

Stripe

KYC

in the full report

Accounting gap: minor

1 more provider across 1 layer, with confidence-scored evidence and source URLs, are in the Embedded Finance Index report.

Unlatch — frequently asked

Who is Unlatch's payment processor?

Unlatch processes payments through Stripe.

Which KYC provider does Unlatch use?

Unlatch uses Onfido for KYC and identity verification.

What is Unlatch's embedded finance stack?

The Embedded Finance Index 2026 maps 2 layers in Unlatch's stack: Payments / PSP (Stripe); KYC (Onfido).

Who founded Unlatch?

Unlatch was founded by François Marill (CEO), Thomas Rivoire (CPO) and Olivier Adam (CTO) and is founded in 2018, headquartered in Paris, France (with UK entity in London).

How much funding has Unlatch raised?

Unlatch has raised $6.7M in total (latest round: Series A, $5.85M).

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