Universal Processing
“Can a merchant-focused payment processor capture a broader share of SMB financial services by embedding working capital and banking products alongside core card processing?”
Founded2003
HQNew York, NY, USA
IndustryFintech / Payments
The story
Universal Processing was founded in 2003 as a merchant-focused payment processing company. It serves businesses with card processing and related financial services, with banking relationships at Wells Fargo Canada Branch and Fifth Third Bank underpinning its acquiring infrastructure. The company appears to operate as an independent sales organization (ISO) or payment facilitator in the SMB merchant services space.
Last 12 months
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Product timeline
2003
Universal Processing LLC founded as a merchant payment processing company.· payments
The stack
0 layers disclosed in Universal Processing’s embedded-finance stack
Accounting gap: none