Ubyfol
“Can a legacy Brazilian plant-nutrition manufacturer scale via capital markets while remaining a pure agricultural inputs company?”
Founded1985
HQUberaba, Minas Gerais, Brazil
Latest roundR$150,000,000 commercial notes issuance (Dec 2024)
IndustryAgriculture / Plant Nutrition
The story
Ubyfol (Uby Agroquímica S.A.) is a Brazilian multinational specializing in plant nutrition, founded in 1985 and headquartered in Uberaba, Minas Gerais, with operations in Brazil, Paraguay, and Portugal. It is a real-economy agrochemical manufacturer, not a fintech or SaaS platform. Its capital-markets footprint has grown through structured operations (S&P rating in 2021, a R$150M commercial notes issuance in December 2024), but it does not offer embedded financial products.
Product timeline
1985
Ubyfol founded as a Brazilian plant nutrition company developing macro and micronutrients for agricultural crops.· pivot
2020
KPMG portfolio analysis published for Uby Agroquímica S.A.· pivot
2021
S&P Global Ratings assigned corporate rating to Ubyfol.· pivot
2024
First public issuance of commercial notes (R$150M) registered with CVM.· pivot
The stack
0 layers disclosed in Ubyfol’s embedded-finance stack
Accounting gap: none