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Tyms

“Can an AI copilot replace the SMB bookkeeper by sitting on top of QuickBooks/Xero rather than displacing them?”

Founded2020
HQBeaverton, Oregon, US (HQ address); operations Lagos, Nigeria
IndustryHorizontal SaaS / Accounting
The story

Tyms started life as AjoMoney in 2020 — a Nigeria-focused microcredit and digital-ROSCA platform for informal traders. It pivoted into finance and accounting automation software (rebranding to Tyms) and, more recently, into an AI accounting copilot branded 'Adam by Tyms' targeting small businesses, startups, and CPA firms globally with QuickBooks/Xero integration, bank sync, and tax filing via certified partners. PitchBook records the company as acquired/merged, operating as a subsidiary.

Last 12 months
2026-07
Product timeline
2020
Founded as AjoMoney, a microcredit platform digitizing ROSCA (rotating savings and credit associations) for petty traders in Nigeria and East Africa.· lending
2024
Tyms achieved ISO 27001:2022 certification for its finance and accounting automation software.· compliance
2025
Launched Adam by Tyms, an AI-powered accounting platform with QuickBooks integration and bank sync via Stripe Financial Connections.· pivot
2026
Rolled out multi-currency, multi-entity consolidation and tax-ready books positioning; acquired/merged status recorded on PitchBook.· acquisition
The stack
1 layer disclosed in Tyms’s embedded-finance stack
Open banking
Stripe Financial Connections
Accounting gap: none