“Can Troc Vélo become the dominant trusted peer-to-peer marketplace for second-hand bikes and outdoor equipment in France by embedding secure, seamless payment infrastructure?”
Founded in 2004, Troc Vélo established itself as France's leading second-hand bicycle and outdoor equipment marketplace, with over 60,000 listings available at any time and 750 new items added daily. In September 2024, the company integrated Mangopay as its embedded payments infrastructure to secure and streamline peer-to-peer transactions between individuals, marking a step toward a more robust and scalable platform model.
Troc Velo discloses Mangopay as its banking provider, according to the Embedded Finance Index 2026.
Troc Velo does not disclose a bank charter of its own; its banking services are provided through Mangopay.
Troc Velo processes payments through Mangopay.
The Embedded Finance Index 2026 maps 2 layers in Troc Velo's stack: Payments / PSP (Mangopay); Banking / BaaS (Mangopay).
Troc Velo is founded in 2004 and headquartered in France.
Get a read on where your own stack stands against Troc Velo and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.