“Can a Central America-rooted remittance payout network become the B2B infrastructure layer powering global money transfer for banks, MTOs, and retail agents through a single platform connection?”
Founded in 2013 in Guatemala as Red Chapina, a grassroots remittance payout network connecting credit unions and small retailers to overseas money transfer operators. The business evolved into VTP (Value Transfer & Payments) in 2016, broadening its payout network across Central America and Mexico and forging partnerships with 25+ international MTOs. As the company matured into a B2B fintech enabler, the Tranzmit brand was created to package its capabilities — cross-border payments hub (Tranzact), proprietary remittance processing engine (Gateway), retail agent POS (Portal), white-label mobile app (TranzAPP), and technology integration services — as a platform offering for banks, credit unions, and money transfer operators globally.
Tranzmit (VTP) was founded by Daniel Asturias and Manolo Higueros and is founded in 2013, headquartered in The Woodlands, Texas, United States.
Get a read on where your own stack stands against Tranzmit (VTP) and the rest of its category — what they built versus bought, which providers they use, and where the gaps in your own strategy and competitive set actually are.